Solutions

Tailored Solutions for Enhanced Decision-Making

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Performance reports of your loan portfolio delivered with standardised analysis and recommendations

Managing a loan book is not an easy task, monitoring incoming customers, repeat customers, defaults, surpluses, collection rates and external partner performance such as lead generators and collection agencies. Make sure your team focuses on making decisions and not reporting.

Problem

All loan portfolios can be measured in quality with a set of standardised KPI’s. With limited siloed reporting you can miss customer lifetime value leakages or opportunities.

It is important to have a holistic view of all KPI’s.

Solution

RiskBite an deliver automated reports on an agreed frequency, we recommend minimum once a month for with KPI’s such as:

  • Risk score performance
  • Default analysis
  • Collection rates
  • Surplus %
  • Vintage analysis
  • Lead source quality analysis
  • 50+ other KPI’s

Technology

  • Automated report generator
  • HTML report structure
  • Data reporting frameworks
  • API reporting

Use-case: B2B & B2C lender (secured loans) – Poland

We specialize in the design, implementation, and periodic generation of multidimensional portfolio reports covering key areas of lending business. Our reporting services include:

  • Acceptance Rate – Analyzing and reporting on the percentage of loan applications approved versus those submitted, helping to gauge market responsiveness.
  • Sales – Tracking and reporting sales performance to understand trends, peaks, and troughs in loan uptake.
  • Credit Risk – Evaluating the risk associated with loan portfolio by analyzing borrower reliability and loan performance.
  • Profitability – Assessing financial success through detailed profitability reports, helping to identify the most and least profitable segments of loan portfolio.
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